3-bed Apartment in Adrara San Martino
€195,000€1,114/m²
Adrara San Martino, Bergamo, Italy
3
bedrooms
2
bathrooms
175 m²
interior
10 m²
plot
Apartment
property type
1 week ago
listed
About this place
Large FOUR-ROOM APARTMENT on one floor with TERRACE and BALCONY, complete with GARAGE and CELLAR is for sale in the residential area of Adrara S. Martino, just 20 minutes from Lake Iseo. The apartment is located on the raised ground floor of a portion of a 1995 semi-detached house, in good condition, with zero condominium expenses. It is free immediately and ready to live in, with some furnishings included. It has two entrances: a common pedestrian entrance, with an external staircase, and an independent driveway, with direct access to the garage. FLOOR PLAN: The four-room apartment consists of: Entrance, cozy living room with outdoor terrace, separate kitchen with balcony, hallway, 3 bedrooms all with balcony and 2 bathrooms, one with bathtub and shower. The Lower Floor, at street level, consists of a small exclusive green area, Garage, a Cellar with mezzanine and a Laundry room with shower FEATURES The property has independent heating with heaters with new condensing boiler, pellet stove, wooden windows with double glazing, jet roof and parquet floors in the sleeping area. Call us for more information and schedule a visit!
Where you’ll be
Adrara San Martino, Bergamo, Italy
Location is approximate — exact address is confirmed by the agent.
Open in Google MapsBuying property in Italy
Italy is open to most foreign buyers under reciprocity rules (EU/EEA buyers always; non-EU buyers from countries with bilateral agreements, which covers the UK, US, Canada, Australia and most major markets). A codice fiscale is required, and a notaio handles the conveyance as a neutral public official. An independent lawyer or geometra is strongly recommended for due diligence.
The €1 home schemes in southern villages are real but come with strict renovation deadlines (typically 3 years) and security deposits.
Non-resident mortgages from Italian banks are available but limited (typically 50–60% LTV).
The prima casa (primary residence) tax rate of 2% requires you to declare residency in the same comune within 18 months of completion — failure means back-taxes plus penalties.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
