Luxury Four-Bed Apartment with Terrace in Santa Ponça
€1,970,000
Spain
Apartment
property type
3 weeks ago
listed
The Habio take
AI summaryThis newly built four-bedroom apartment features a terrace and is situated in a high-end community in Santa Ponça, renowned for its upscale living. With extensive green areas and amenities including a swimming pool and secure parking, it offers an inviting lifestyle in Mallorca's beautiful southwest region.
- luxury
- pool
- garden
- walkable
Highlights
- New build with first occupancy
- Four spacious bedrooms
- Community swimming pool and solarium
- Extensive green areas
- Secure parking facilities
Worth knowing
- Higher price point for entry
- Limited information on nearby amenities
Good fit for: Ideal for those seeking luxury living in a tranquil setting.
Lifestyle scores
- Beach
- 90
- Walkable
- 70
- Remote work
- 75
- Family
- 70
- Retirement
- 85
- Airport access
- 75
- Investment
- 80
- Luxury
- 90
- Value
- 60
About this place
This luxury flat in Santa Ponça offers first occupancy in a privileged location in the southwest area. Located within a high standing community with large green areas, swimming pool and solarium, as well as a large parking area where you can leave your vehicles with maximum security. This development consists of 24 luxury 4-bedroom homes […]
Buying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
- 1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
- 2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
- 3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
- 4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
- 5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
- 6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
- 7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.
Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
