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Three-Bedroom Apartment with Guaranteed Rental Income in Estepona

€204,000€2,318/m²

Estepona, Málaga, Spain

  • 3

    bedrooms

  • 1

    bathroom

  • 88 m²

    interior

  • Apartment

    property type

  • 29 Jul 2026

    listed

The Habio take

AI summary

This three-bedroom, one-bathroom apartment in Estepona offers a guaranteed rental income of €875 per month until May 2030. Located just two streets from the beach, this property presents a solid investment opportunity in a popular coastal area.

  • beach
  • investment
  • rental income
  • walkable

Highlights

  • Guaranteed rental income of €875/month until May 2030
  • Only two streets away from the beach
  • Freehold property with future flexibility
  • Investment security through insured rental contracts
  • Potential for renovation and resale after rental period

Worth knowing

  • Located on the 4th floor with no lift
  • Current rental contract until May 2030 limits personal use

Good fit for: Ideal for investors seeking a hassle-free rental income in a desirable location.

Lifestyle scores

Beach
90
Walkable
80
Remote work
60
Family
50
Retirement
60
Airport access
70
Investment
80
Luxury
50
Value
70

About this place

This three-bedroom, one-bathroom middle floor apartment is located in Estepona, Málaga, and is currently rented out with an active contract that guarantees an income of €875 per month until May 2030. The property is being sold freehold, meaning once the rental period ends, you have the freedom to decide its future use.

Originally built in 1972, the apartment offers a solid structure in a prime location, just two streets from the beach. Investors can capitalise on the current rental income with the assurance of insurance covering the lease agreements, making it a hassle-free addition to any property portfolio. While the apartment is situated on the 4th floor without a lift, its potential for value enhancement after completing the rental contract is significant.

If you are looking to enter the Spanish property market as a landlord, this Estepona apartment might be the ideal place to start, ensuring a steady income stream until 2030, with opportunities for renovation and resale thereafter.

Where you’ll be

Estepona, Málaga, Spain

Location is approximate — exact address is confirmed by the agent.

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Buying property in Spain

Full guide →

Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.

  • Spain ended its Golden Visa property route in April 2025.

  • Non-resident mortgages are widely available, typically 60–70% LTV.

  • Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax.

Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.

General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference

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