Investment-Ready Three-Bed Apartment in Estepona
€217,400€2,787/m²
3
bedrooms
1
bathroom
78 m²
interior
Apartment
property type
29 Jul 2026
listed
The Habio take
AI summaryThis three-bedroom apartment offers a secure rental income with an existing contract until 2029. Located in the heart of Estepona, residents benefit from the vibrant local culture and amenities.
- investment
- walkable
- city
- beach
Highlights
- Currently rented for guaranteed income
- Freehold property after 2029
- Central Estepona location
- 78 m² of living space
- Low purchase price
Worth knowing
- Third-floor location may not suit everyone
- Existing rental contract limits immediate personal use
Good fit for: Ideal for investors seeking a reliable rental income with future flexibility.
Lifestyle scores
- Beach
- 70
- Walkable
- 80
- Remote work
- 60
- Family
- 50
- Retirement
- 55
- Airport access
- 65
- Investment
- 75
- Luxury
- 45
- Value
- 80
About this place
This three-bedroom apartment is situated on the third floor of a property located on CL Pilar Farinos in Estepona. With an internal area of 78 m², the apartment is currently rented out for €858 per month under a contract that started in 2022 and is set to conclude in 2029. The owner intends to sell the property with the current rental agreement, which includes insurance to guarantee rental income for the duration of the contract.
After the rental agreements have concluded, the property becomes freehold, allowing you the freedom to make your own plans for the apartment. The prime location in the heart of Estepona town provides easy access to local shops, dining, and the beautiful beaches nearby.
Where you’ll be
Estepona, Málaga, Spain
Location is approximate — exact address is confirmed by the agent.
Open in Google MapsBuying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
Spain ended its Golden Visa property route in April 2025.
Non-resident mortgages are widely available, typically 60–70% LTV.
Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax.
Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
