3-bed Apartment in Adrara San Martino
€249,000€1,448/m²
Adrara San Martino, Bergamo, Italy
3
bedrooms
2
bathrooms
172 m²
interior
40 m²
plot
Apartment
property type
1 week ago
listed
About this place
Beautiful FOUR-ROOM APARTMENT on the top floor, with TERRACE and GARDEN for sale in a quiet residential area in Adrara San Martino, just 20 minutes from Lake Iseo. The property enjoys total independence, with reserved pedestrian entrance and no condominium expenses. It is characterized by large outdoor spaces, with a paved terrace that guarantees maximum privacy, a terraced garden ideal for a vegetable garden and two balconies that run on opposite sides of the house. The apartment is located on the first (last) floor of a newly built building and consists of: a large open-space living room with pellet stove, open-plan kitchen, hallway, three bedrooms and two bathrooms, respectively equipped with a bathtub and shower. The property is finished with independent heating with heaters, wooden windows with double glazing and an armoured door. The offer is completed by a DOUBLE GARAGE and two exclusive parking spaces. Contact us for more information and to arrange a visit!
Where you’ll be
Adrara San Martino, Bergamo, Italy
Location is approximate — exact address is confirmed by the agent.
Open in Google MapsBuying property in Italy
Italy is open to most foreign buyers under reciprocity rules (EU/EEA buyers always; non-EU buyers from countries with bilateral agreements, which covers the UK, US, Canada, Australia and most major markets). A codice fiscale is required, and a notaio handles the conveyance as a neutral public official. An independent lawyer or geometra is strongly recommended for due diligence.
The €1 home schemes in southern villages are real but come with strict renovation deadlines (typically 3 years) and security deposits.
Non-resident mortgages from Italian banks are available but limited (typically 50–60% LTV).
The prima casa (primary residence) tax rate of 2% requires you to declare residency in the same comune within 18 months of completion — failure means back-taxes plus penalties.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference


