Modern 4-Bedroom Villa with Terrace in Monserrat
€148,000
4
bedrooms
2
bathrooms
Villa
property type
3 Aug 2026
listed
The Habio take
AI summaryThis well-presented four-bedroom villa boasts a spacious layout across 156m², complemented by a generous terrace. Located in the peaceful town of Monserrat, Valencia, it offers a blend of comfort and potential for personalisation.
- family
- investment
- quiet
- garden
Highlights
- Spacious open plan living area
- Potential to convert store room into apartment
- Quality kitchen and bathrooms
- Large covered terrace
- Partly furnished for easy moving in
Worth knowing
- Access to amenities may require a vehicle
- The independent store room is not yet converted
Good fit for: Ideal for families seeking space and potential for rental income.
Lifestyle scores
- Beach
- 0
- Walkable
- 50
- Remote work
- 55
- Family
- 75
- Retirement
- 60
- Airport access
- 70
- Investment
- 65
- Luxury
- 60
- Value
- 80
About this place
This modern villa, covering 156m², is well-presented and set on a 525m² urban plot. It features four double bedrooms and two bathrooms, making it suitable for families or guests. The large open plan lounge and dining area create a welcoming space,
ideal for entertaining.
The fully fitted kitchen is of quality design, providing a functional and stylish environment for home cooking. A large covered and open terrace extends the living space outdoors, ideal for enjoying the pleasant climate.
Additional features include central heating, a land-line telephone, ADSL internet, and an alarm system for security. The property also includes a 55m² stone-built independent store room, offering potential for conversion into a two-bedroom apartment. It is being sold partly furnished, allowing for a comfortable move-in experience.
What this place offers
- air conditioning
- central heating
- furnished
- garden
- storage
Buying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
Spain ended its Golden Visa property route in April 2025.
Non-resident mortgages are widely available, typically 60–70% LTV.
Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax.
Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
