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Beautifully Reformed 4-Bed Finca in Lorca Valley

€374,995€1,349/m²

Lorca, Murcia, Spain

  • 4

    bedrooms

  • 3

    bathrooms

  • 278 m²

    interior

  • 20,000 m²

    plot

  • Farm

    property type

  • 2 weeks ago

    listed

The Habio take

AI summary

This charming finca, featuring four bedrooms and three bathrooms, is set on a generous 20,000 sqm plot in the picturesque Lorca Valley. Just eight minutes from the town centre, it offers stunning views and original features lovingly retained by its current owners.

  • countryside
  • quiet
  • investment
  • family
  • retirement
  • garden

Highlights

  • 4 bedrooms and 3 bathrooms
  • Spacious 20,000 sqm plot
  • Separate annex ideal for guests
  • Historic features preserved
  • Lovely garden with olive and almond trees
  • Just 8 minutes from town centre

Worth knowing

  • Annex not fully private from main house
  • Maintenance required for the large garden

Good fit for: Ideal for families or those seeking a rural lifestyle with income potential.

Lifestyle scores

Beach
40
Walkable
60
Remote work
65
Family
80
Retirement
75
Airport access
50
Investment
70
Luxury
65
Value
80

About this place

This beautifully reformed finca offers a unique blend of modern comfort and rustic charm. The main house includes two reception rooms, one with an original fireplace and the other featuring a log burner, complemented by central heating. You will find a spacious dining room ideal for entertaining, along with a rustic kitchen that boasts marble work surfaces, a gas hob, oven, extractor fan, and comes complete with all white goods.

Additionally, the finca includes two double bedrooms and a very spacious bathroom on the second level, with one bedroom currently serving as a study. Attached is a separate annex featuring a lounge filled with natural light, a small kitchenette, and a bedroom, making it perfect for guests or as a quaint Bed and Breakfast, as the owners previously operated.

The extensive garden and land feature a delightful courtyard with a shower, numerous olive and almond trees, and various shrubs and plants, creating a serene outdoor space. With historic touches and original stonework dating back to the late 1800s, this property combines the best of traditional Spanish architecture with modern conveniences. Notably, the low annual council tax of only 45 € makes it an affordable choice in a stunning location.

What this place offers

  • furnished
  • garden
  • parking
  • fireplace
  • air conditioning
  • heating

Where you’ll be

Lorca, Murcia, Spain

Location is approximate — exact address is confirmed by the agent.

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Buying property in Spain

Full guide →

Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.

  • Spain ended its Golden Visa property route in April 2025.

  • Non-resident mortgages are widely available, typically 60–70% LTV.

  • Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax.

Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.

General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference

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