Three-Bedroom Ground Floor Apartment in Estepona
€599,000
€5,120/m²
- 3
- Bedrooms
- 2
- Bathrooms
- 117 m²
- Interior
- Apartment
- Type
- 2 Sept 2026
- Listed
The Habio take
This charming three-bedroom ground-floor apartment features direct access to lush gardens, offering a serene lifestyle in the gated Palm Gardens community. Located near Estepona in Andalusia, it's ideal for both family living and investment opportunities.
- beach
- golf
- investment
- pool
- garden
- quiet
Highlights
- Gated community with direct garden access
- Spacious covered terrace for outdoor living
- Excellent condition, fully furnished
- Valid tourist rental licence
- Close to amenities, sea and golf courses
- Well-kept communal pool and gardens
Worth knowing
- Car likely needed for daily errands
- No mention of heating type
Good fit for: Ideal for families or investors seeking a move-in ready property in a prime location.
Lifestyle scores
- Beach
- 80
- Walkable
- 65
- Remote work
- 70
- Family
- 75
- Retirement
- 80
- Airport access
- 70
- Investment
- 80
- Luxury
- 75
- Value
- 70
About this place
This delightful ground-floor apartment is situated in the peaceful, gated Palm Gardens urbanisation in Selwo, just a stone's throw from Estepona. A unique feature is the direct access to the beautiful garden, allowing you to step straight from your terrace into the greenery with complete privacy and tranquility.
With an internal area of 117 m², this apartment offers three generous bedrooms and two bathrooms, one of which is ensuite, providing ample space for family or guests. The spacious covered terrace, measuring 44 m² and facing south-west, invites you to enjoy sunny afternoons, perfect for outdoor dining or relaxing with a drink at sunset.
The apartment is in excellent condition, fully furnished and includes a fully equipped kitchen, enabling you to simply unpack your suitcase and make it your home. Features such as air conditioning (hot and cold), fitted wardrobes, and WiFi ensure comfort throughout the year. The community offers a well-kept swimming pool, landscaped gardens, and two padel courts, designed for minimal disturbance. Additionally, the apartment includes a lift, a private underground parking space, and a separate storage room, all within a secure gated complex with a video intercom system. The location is a major advantage, as you are only minutes away from the sea and several golf courses, with shops and amenities close by. This apartment also comes with a valid tourist rental licence, making it an enticing investment opportunity, as well as a wonderful second home.
What this place offers
- swimming pool
- air conditioning
- garden
- terrace
- garage
- storage
- gated community
- lift
Where you’ll be
Estepona, Andalusia, Spain
Exact location is confirmed by the agent on enquiry.
Buying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
Spain ended its Golden Visa property route in April 2025.
Non-resident mortgages are widely available, typically 60–70% LTV.
Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax.
Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference


















