Spacious Three-Bedroom Apartment with Terrace in Estepona
€399,000€2,404/m²
Estepona City, Costa del Sol, Spain
3
bedrooms
2
bathrooms
166 m²
interior
Apartment
property type
29 May 2026
listed
The Habio take
AI summaryThis south-facing, top-floor apartment boasts 166 m² of living space and a private terrace, perfect for enjoying the Spanish sun. Located in the Huerta Nueva area of Estepona, it's only a short stroll to the beach, marina, and historic centre.
- beach
- family
- city
- investment
- retirement
Highlights
- 166 m² internal area
- Private terrace
- Garage included
- Arranged over two levels
- Short walk to beach and marina
Worth knowing
- No lift mentioned
Good fit for: Ideal for families or those seeking a coastal lifestyle.
Lifestyle scores
- Beach
- 90
- Walkable
- 85
- Remote work
- 70
- Family
- 80
- Retirement
- 85
- Airport access
- 70
- Investment
- 75
- Luxury
- 70
- Value
- 65
About this place
South-facing top-floor apartment located in the Huerta Nueva area of Estepona. The property is arranged over two levels and includes a spacious private terrace and garage, all within a short walk of the beach, marina and the historic centre.
Buying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
Spain ended its Golden Visa property route in April 2025.
Non-resident mortgages are widely available, typically 60–70% LTV.
Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax.
Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
