Luxury Duplex Apartment with Lake Views in Spiglia
€560,000€6,222/m²
Spiglia, Lombardy, Italy
2
bedrooms
2
bathrooms
90 m²
interior
25 m²
plot
Apartment
property type
Yesterday
listed
The Habio take
AI summaryThis luxurious two-bedroom duplex apartment in Spiglia boasts breathtaking views of Lake Iseo, making it an exceptional retreat. Nestled in Lombardy, it offers a blend of elegance and tranquility in a picturesque setting.
- lake
- luxury
- quiet
- garden
- new build
Highlights
- Breathtaking views of Lake Iseo
- Designer finishes from luxury brands
- Private garden and communal infinity pool
- Smart home features for lighting and heating
- Exclusive master suite with glass wall
Good fit for: Ideal for those seeking a sophisticated and serene lifestyle in a stunning natural setting.
Lifestyle scores
- Beach
- 70
- Walkable
- 60
- Remote work
- 75
- Family
- 70
- Retirement
- 90
- Airport access
- 80
- Investment
- 85
- Luxury
- 90
- Value
- 75
About this place
Discover unrivaled luxury in this designer duplex apartment, a sanctuary of sophistication in the prestigious village of Spiglia. With its stunning, unobstructed views of Lake Iseo, this home seamlessly combines cutting-edge technology with world-class design, offering an unparalleled living experience.
The apartment features a private garden adorned with palm trees, perfect for enjoying morning coffee or al fresco dining while soaking in the majestic scenery. Interior highlights include curated furnishings from renowned brands, a Bang & Olufsen multiroom sound system, and smart technology that controls lighting and heating. The gourmet kitchen is equipped with top-tier appliances, including a striking granite countertop and induction hob.
The master bedroom suite offers ultimate comfort, featuring a unique panoramic glass wall connecting it to the luxurious bathroom, complete with a freestanding Jacuzzi bathtub. Outside, residents can enjoy a communal infinity saltwater pool that merges with the lakeshore, complemented by a gym retreat for fitness enthusiasts. Additionally, the property includes a private garage with automated features, and solar panels are available for energy-efficient living.
What this place offers
- swimming pool
- air conditioning
- heating
- fireplace
- garage
- garden
- balcony
- gym
- jacuzzi
- solar panels
Where you’ll be
Spiglia, Lombardy, Italy
Location is approximate — exact address is confirmed by the agent.
Open in Google MapsBuying property in Italy
Italy is open to most foreign buyers under reciprocity rules (EU/EEA buyers always; non-EU buyers from countries with bilateral agreements, which covers the UK, US, Canada, Australia and most major markets). A codice fiscale is required, and a notaio handles the conveyance as a neutral public official. An independent lawyer or geometra is strongly recommended for due diligence.
- 1
Get a codice fiscale
Italian tax code — apply at any Agenzia delle Entrate office or an Italian consulate abroad. Free and fast.
- 2
Make a proposta d'acquisto
Written purchase proposal with a small deposit (typically €1,000–€5,000). Binding on the buyer for an agreed period; becomes binding on both parties when the seller accepts.
- 3
Due diligence
Geometra or lawyer checks cadastral records, planning compliance (conformità urbanistica), title, and any debts or mortgages attached to the property.
- 4
Sign the compromesso (preliminare)
Preliminary contract with a deposit of 10–20% (caparra confirmatoria). If buyer withdraws they forfeit it; if seller withdraws they pay double.
- 5
Final searches by the notaio
Notaio runs title and mortgage searches at the Conservatoria dei Registri Immobiliari and prepares the final deed.
- 6
Sign the rogito (atto di compravendita)
Final deed signed at the notaio's office (or by power of attorney). Balance paid, taxes paid, keys handed over.
- 7
Registration
Notaio registers the deed with the tax authority and land registry within 30 days.
The prima casa (primary residence) tax rate of 2% requires you to declare residency in the same comune within 18 months of completion — failure means back-taxes plus penalties. The €1 home schemes in southern villages are real but come with strict renovation deadlines (typically 3 years) and security deposits. Non-resident mortgages from Italian banks are available but limited (typically 50–60% LTV).
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
