Four-Bedroom House with Renovation Potential in Santa Cristina d'Aro
€370,000€2,242/m²
Santa Cristina d'Aro, Costa Brava, Spain
4
bedrooms
2
bathrooms
165 m²
interior
House
property type
29 May 2026
listed
The Habio take
AI summaryThis four-bedroom house offers substantial renovation potential nestled within a 1,043 m² plot. Located in Bell-lloc, Santa Cristina d'Aro, it enjoys a tranquil setting close to both the sea and the mountains, perfect for nature lovers.
- beach
- mountains
- quiet
- renovation
Highlights
- 1,043 m² plot for ample outdoor space
- Four spacious bedrooms
- Two bathrooms
- Quiet location with the potential for stunning views
- Proximity to both sea and mountains
Worth knowing
- Renovation required throughout the property
- Car likely needed for daily errands
Good fit for: Ideal for buyers looking to invest in a renovation project.
Lifestyle scores
- Beach
- 75
- Walkable
- 40
- Remote work
- 50
- Family
- 65
- Retirement
- 60
- Airport access
- 50
- Investment
- 70
- Luxury
- 40
- Value
- 65
About this place
House to renovate with great potential for renovation, on a plot of 1,043 m² with 4 bedrooms and 2 bathrooms for sale in a quiet environment, close to the sea and the mountains in Bell-lloc, Santa Cristina d'Aro.
Buying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
- 1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
- 2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
- 3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
- 4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
- 5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
- 6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
- 7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.
Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
