Modern Three-Bedroom House with Terraces in Finestrat
€725,000€2,788/m²
Finestrat / Sierra Cortina, Costa Blanca, Spain
3
bedrooms
2
bathrooms
260 m²
interior
House
property type
29 May 2026
listed
The Habio take
AI summaryThis contemporary three-bedroom house in Finestrat boasts spacious, light-filled interiors and expansive terraces, perfect for enjoying the Costa Blanca's pleasant climate. Set in the Sierra Cortina area, it offers a wonderful blend of mountain and coastal living.
- coastal
- family
- investment
- new build
- quiet
Highlights
- 260 m² internal area
- Open-plan living spaces
- Versatile basement for year-round use
- Spacious outdoor terraces
- Modern design with abundant natural light
Worth knowing
- Potential dependence on a car for local amenities
Good fit for: Ideal for those seeking a modern family home or a second residence in a sunny location.
Lifestyle scores
- Beach
- 80
- Walkable
- 50
- Remote work
- 70
- Family
- 80
- Retirement
- 70
- Airport access
- 60
- Investment
- 75
- Luxury
- 70
- Value
- 65
About this place
Modern property with open spaces filled with natural light, spacious terraces and a versatile basement to enjoy the climate and exterior living all year round.
Buying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
- 1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
- 2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
- 3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
- 4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
- 5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
- 6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
- 7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.
Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
