Three-Bedroom Apartment in New Development in La Cerdanya
€340,000€4,928/m²
La Cerdanya, La Cerdanya, Spain
3
bedrooms
2
bathrooms
69 m²
interior
Apartment
property type
29 May 2026
listed
The Habio take
AI summaryThis modern three-bedroom apartment boasts contemporary design within a new development in picturesque La Cerdanya, known for its stunning mountain views and outdoor activities. Ideal for those seeking a blend of comfort and nature in Spain's beautiful Pyrenees region.
- mountains
- new build
- family
- retirement
- investment
Highlights
- New development with modern design
- Three spacious bedrooms
- Close to outdoor activities
- Stunning mountain vistas
- Ideal for nature lovers
Worth knowing
- No specific amenities mentioned
- Location may be remote for everyday errands
Good fit for: Best suited for outdoor enthusiasts or families looking for a tranquil retreat.
Lifestyle scores
- Beach
- 0
- Walkable
- 50
- Remote work
- 60
- Family
- 75
- Retirement
- 80
- Airport access
- 40
- Investment
- 70
- Luxury
- 65
- Value
- 75
About this place
A new development of Apartments for sale in La Cerdanya, Spain with a starting price of €280,000
Buying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
- 1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
- 2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
- 3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
- 4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
- 5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
- 6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
- 7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.
Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
