New Build Three-Bedroom Apartment with Balcony in La Cerdanya
€340,000€4,857/m²
La Cerdanya, La Cerdanya, Spain
3
bedrooms
2
bathrooms
70 m²
interior
Apartment
property type
29 May 2026
listed
The Habio take
AI summaryThis modern three-bedroom apartment offers a comfortable living space of 70 m², complete with a relaxing balcony. Located in the picturesque region of La Cerdanya, known for its stunning mountainous landscapes and outdoor activities, this property provides a great opportunity for serene living.
- mountains
- family
- retirement
- new build
Highlights
- New build apartment
- Balcony for outdoor space
- Located in Plaça Cabrinetty, Puigcerdà
- Ideal for outdoor enthusiasts
- Close to mountain activities
Worth knowing
- Limited internal space for larger families
- Potentially less privacy in a multi-unit building
Good fit for: Perfect for families, nature lovers, or those seeking a holiday getaway in the mountains.
Lifestyle scores
- Beach
- 0
- Walkable
- 60
- Remote work
- 60
- Family
- 65
- Retirement
- 75
- Airport access
- 50
- Investment
- 70
- Luxury
- 50
- Value
- 80
About this place
New build 3 bedroom apartment with balcony in Plaça Cabrinetty, Puigcerdà, La Cerdanya.
Buying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
- 1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
- 2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
- 3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
- 4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
- 5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
- 6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
- 7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.
Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
