Three-Bed Terraced Villa with Communal Pool in Portman
€215,000€2,792/m²
Portman, Murcia, Spain
3
bedrooms
2
bathrooms
77 m²
interior
Villa
property type
1 week ago
listed
The Habio take
AI summaryThis spacious three-bedroom terraced villa features two bathrooms and a nice communal swimming pool, ideal for families or those looking for a holiday home. Situated in Portman, a charming coastal area of Murcia, it's perfect for enjoying the Mediterranean lifestyle.
- beach
- coastal
- family
- investment
- pool
Highlights
- Three bedrooms
- Two bathrooms
- Communal swimming pool
- Underground garage with cellar
- Close to the coast
Worth knowing
- Potential for limited outdoor space due to terrace design
- Car may be needed for larger grocery shopping or activities
Good fit for: Ideal for families seeking a coastal retreat or vacation home.
Lifestyle scores
- Beach
- 80
- Walkable
- 50
- Remote work
- 60
- Family
- 75
- Retirement
- 65
- Airport access
- 70
- Investment
- 70
- Luxury
- 55
- Value
- 80
About this place
Terraced villa provided with 3 Bedrooms and 2 Bathrooms, communal swimming pool and underground garage with cellar.
Where you’ll be
Portman, Murcia, Spain
Location is approximate — exact address is confirmed by the agent.
Open in Google MapsBuying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
- 1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
- 2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
- 3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
- 4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
- 5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
- 6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
- 7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.
Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
