Three-Bed Apartment with Garden in Torre Pacheco
€230,000
Torre Pacheco, Murcia, Spain
- 3 bed
- 2 bath
- 78 m²
- apartment
The Habio take
AI summaryThis three-bedroom apartment features a private garden and is set within a community offering a swimming pool. Located in Torre Pacheco, you’re just a short drive from Murcia International Airport and close to the beautiful beaches of Costa Cálida.
- golf
- family
- beach
- investment
- retirement
Highlights
- Three spacious bedrooms
- Private garden area
- Communal swimming pool
- Close to top golf courses
- 700 meters from train station
- 15 km to Costa Cálida beaches
Worth knowing
- Limited internal area of 78 m²
- Communal facilities may be shared with many residents
Good fit for: Ideal for families, golfers, or those seeking a holiday retreat.
Lifestyle scores
- Beach
- 70
- Walkable
- 60
- Remote work
- 65
- Family
- 75
- Retirement
- 80
- Airport access
- 80
- Investment
- 70
- Luxury
- 75
- Value
- 85
About this place
Apartment with garden provided with 3 Bedrooms and 2 Bathrooms, communal swimming pool and parking space on own plot. The complex offers bungalow apartments with communal swimming pool, where you can choose between homes on the ground floor with spacious terraces and parking or upstairs homes with a private solarium, which are equipped with a pergola, barbecue area. The bungalows are surrounded by some of Spain's best golf courses which can be reached within minutes. In addition, the town is just a 20-minute drive from Murcia International Airport, making it easily accessible. The train station is 700 meters away, while major shopping centers and the beautiful beaches of the Costa Cálida are within a radius of 15 km. The region is known for its healthy climate, with more than 300 sunny days a year, clean air and a relaxed lifestyle. Sol y Golf Bungalows combine modern amenities, a great location and a high quality of life, making them perfect for both permanent living and holiday accommodation.
Buying property in Spain
Full guide →Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
The buying process
- 1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
- 2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
- 3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
- 4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
- 5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
- 6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
- 7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.
- NIE (foreign tax number)
- Spanish bank account(optional)
Not legally required but standard practice
- Passport / ID
- Proof of funds / mortgage offer
Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
