Three-Bed Apartment with Garden in San Cayetano, Murcia
€263,900€3,105/m²
San Cayetano - Torre Pacheco, Murcia, Spain
3
bedrooms
2
bathrooms
85 m²
interior
Apartment
property type
1 week ago
listed
The Habio take
AI summaryThis three-bedroom apartment features a private garden and access to a communal swimming pool, perfect for sunny days. Located in the tranquil village of San Cayetano in Torre Pacheco, you'll find local amenities and easy access to both beaches and golf courses nearby.
- coastal
- family
- retirement
- golf
- investment
- quiet
Highlights
- 3 bedrooms, 2 bathrooms
- Private garden
- Access to communal swimming pool
- Private parking included
- Close to beaches and golf courses
Worth knowing
- Limited nightlife options in the village
- May require a car for some amenities
Good fit for: Ideal for families or those seeking a peaceful lifestyle with access to outdoor activities.
Lifestyle scores
- Beach
- 85
- Walkable
- 60
- Remote work
- 60
- Family
- 75
- Retirement
- 80
- Airport access
- 70
- Investment
- 70
- Luxury
- 55
- Value
- 80
About this place
Apartment with garden provided with 3 Bedrooms and 2 Bathrooms, communal swimming pool and private parking space within domain.
San Cayetano is a quiet village in the municipality of Torre Pacheco, located in the sunny region of Murcia. It offers local amenities such as shops, restaurants, and services, making it ideal for everyday living.
The area combines Mediterranean tranquility with excellent access to beaches, golf courses, and larger towns. Its proximity to the Mar Menor, Los Alcázares, and Cartagena makes it an attractive place to live, spend your holidays, or invest.
Where you’ll be
San Cayetano - Torre Pacheco, Murcia, Spain
Location is approximate — exact address is confirmed by the agent.
Open in Google MapsBuying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
- 1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
- 2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
- 3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
- 4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
- 5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
- 6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
- 7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.
Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
