New Build Two-Bedroom Apartment with Valley Views in La Cerdanya
€350,000€5,469/m²
La Cerdanya, La Cerdanya, Spain
2
bedrooms
2
bathrooms
64 m²
interior
Apartment
property type
29 May 2026
listed
The Habio take
AI summaryThis contemporary two-bedroom apartment features a balcony offering stunning views of the valley. Located in Puigcerdà, La Cerdanya is known for its picturesque landscapes and recreational opportunities.
- mountains
- new build
- investment
- quiet
- ski
Highlights
- New build with modern finishes
- Balcony with valley views
- Two bathrooms for added convenience
- Ideal for both permanent living and vacation use
- Close to outdoor activities like hiking and skiing
Worth knowing
- Car likely needed for daily errands
- Limited local amenities within walking distance
Good fit for: Best suited for those seeking a tranquil retreat in a mountainous area.
Lifestyle scores
- Beach
- 0
- Walkable
- 40
- Remote work
- 60
- Family
- 50
- Retirement
- 70
- Airport access
- 50
- Investment
- 75
- Luxury
- 65
- Value
- 70
About this place
New build 2 bedroom apartment with balcony and valley views for sale in Puigcerdà, La Cerdanya.
Buying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
- 1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
- 2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
- 3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
- 4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
- 5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
- 6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
- 7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.
Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
