Bright One-Bedroom Apartment in Estepona Beachfront Community

€319,000€5,230/m²

1
bedroom
1
bathroom
61 m²
interior
Apartment
property type
20 May 2026
listed

The Habio take

AI summary

This bright and spacious one-bedroom apartment boasts a desirable wraparound terrace drenched in afternoon sun. Situated in a sought-after beachfront community, it offers easy access to the beach, local amenities, transport links, and the charming Old Town of Estepona.

beach
walkable
investment
retirement
city

Highlights

First-floor location
Wraparound terrace
Walking distance to beach
Close to local amenities
Proximity to bus station and Old Town

Worth knowing

Only one bedroom and bathroom may limit space for larger families
Higher price point for a single-bedroom apartment

Good fit for: Ideal for singles or couples seeking a coastal lifestyle.

Lifestyle scores

Beach: 90
Walkable: 85
Remote work: 70
Family: 60
Retirement: 80
Airport access: 60
Investment: 75
Luxury: 65
Value: 70

About this place

Bright and spacious first-floor apartment located in a sought-after beachfront community in Estepona, within walking distance of the beach, local amenities, the bus station and the Old Town. Features a wraparound terrace with afternoon sun.

Buying property in Spain

Full guide →

Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.

1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.

Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.

General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference