Buying property in Montenegro as a foreigner is relatively straightforward, with no restrictions on purchasing residential properties. However, buyers should budget for additional costs such as legal, notary, and tax fees, which vary depending on the property value.
Montenegro applies progressive tax rates on property transfers.
Recent regulations emphasise the need for foreigners to have a local bank account and tax identification number.
Sources consulted (2026-07-27): - Buying Property in Montenegro as a Foreigner | MontenegroHousing: https://montenegrohousing.com/en/guide/buying-as-foreigner?utm_source=habio - Montenegro Property Buying Process | MontenegroHousing: https://montenegrohousing.com/en/guide/buying-process?utm_source=habio - Can Foreigners Buy Property in Montenegro?
Rules & Costs - LegalClarity: https://legalclarity.org/can-foreigners-buy-property-in-montenegro/?utm_source=habio - Buying a Property in Montenegro - Visit Montenegro: https://www.visit-montenegro.com/montenegro/buying-a-property/?utm_source=habio
Always verify details with a local lawyer before proceeding.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
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