Beautifully Refurbished Ground Floor Apartment in Santa Ponsa
€450,000€5,357/m²
Santa Ponsa, Santa Ponsa, Spain
2
bedrooms
1
bathroom
84 m²
interior
2 m²
plot
Apartment
property type
7 Jun 2026
listed
The Habio take
AI summaryThis stylish two-bedroom ground floor apartment has been beautifully refurbished, offering impeccable quality and modern living. Ideally situated in Santa Ponsa, you will find shops, markets, bars, and restaurants within walking distance, alongside two nearby beaches.
- beach
- walkable
- family
Highlights
- Recently refurbished with high-quality finishes
- 84 m² of internal living space
- Two spacious bedrooms
- Walking distance to shops and restaurants
- Close to two beaches
Worth knowing
- Limited external space due to small plot size
- Potential for noise in a residential area
Good fit for: Ideal for small families or couples seeking a comfortable lifestyle near the beach.
Lifestyle scores
- Beach
- 80
- Walkable
- 85
- Remote work
- 60
- Family
- 65
- Retirement
- 75
- Airport access
- 70
- Investment
- 70
- Luxury
- 75
- Value
- 65
About this place
First Mallorca offer a lovely ground floor that was recently refurbished with impeccable quality by the owners. Located in a residential area of the village, the property is in walking distance to shops, markets, bars and restaurants and two beaches are nearby.
Buying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
- 1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
- 2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
- 3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
- 4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
- 5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
- 6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
- 7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.
Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
