New-Built Studio with Terrace and Garage in Palmanova
€355,000
Studio
property type
3 weeks ago
listed
The Habio take
AI summaryThis newly built studio apartment features modern finishes and a 5m² terrace for outdoor relaxation. Located in the desirable area of Palmanova, it offers access to a vibrant Mediterranean lifestyle.
- beach
- coastal
- gym
- new build
Highlights
- Newly built studio
- 46m² living space
- 5m² terrace
- Quality finishes
- Garage included
- Access to gym
Worth knowing
- Limited space may not suit larger families
- No explicit mention of air conditioning
Good fit for: Ideal for singles or couples seeking a modern living space in a vibrant area.
Lifestyle scores
- Beach
- 80
- Walkable
- 70
- Remote work
- 50
- Family
- 30
- Retirement
- 60
- Airport access
- 60
- Investment
- 70
- Luxury
- 65
- Value
- 75
About this place
Nestled in the desirable area of Palmanova, this newly built studio apartment is a true gem for those seeking modern comfort and a Mediterranean lifestyle. Offering 46m² of thoughtfully designed living space, it provides a cozy environment perfect for enjoying full-time living or as a holiday retreat.
Additionally, the property features a 5m² terrace, an ideal outdoor area to relax and take in the tranquil surroundings. The studio has been crafted with superior quality finishes, ensuring a stylish and comfortable home.
What this place offers
- garage
- gym
- terrace
Buying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
- 1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
- 2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
- 3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
- 4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
- 5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
- 6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
- 7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.
Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
