New Two-Bedroom Ground Floor Apartment with Garden in Palma
€785,000€10,903/m²
Palma de Mallorca, Palma de Mallorca, Spain
2
bedrooms
2
bathrooms
72 m²
interior
61 m²
plot
Apartment
property type
7 Jun 2026
listed
The Habio take
AI summaryThis new two-bedroom apartment features a private garden and is part of a modern development in Palma, offering a blend of Nordic design and functionality. Located within easy walking distance to Palma harbour, you'll enjoy a vibrant city lifestyle.
- city
- walkable
- luxury
Highlights
- Two bedrooms and two bathrooms
- Private garden for outdoor relaxation
- Access to community swimming pool
- Modern Nordic-inspired design
- Close proximity to Palma harbour
Worth knowing
- Limited internal space at 72 m²
- New development may involve ongoing construction in the area
Good fit for: Ideal for individuals or couples seeking a stylish, low-maintenance city living environment.
Lifestyle scores
- Beach
- 70
- Walkable
- 85
- Remote work
- 70
- Family
- 65
- Retirement
- 60
- Airport access
- 80
- Investment
- 75
- Luxury
- 80
- Value
- 55
About this place
This new development in Palma combines Nordic quality, design and construction technologies in unique Mallorca properties and offers living comfort and high functionality. The community has beautiful gardens and an excellent swimming pool.
Buying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
- 1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
- 2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
- 3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
- 4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
- 5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
- 6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
- 7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.
Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
