Four-Bedroom Apartment in Palma Old Town with Church Views
€330,000€4,714/m²
Palma de Mallorca, Palma de Mallorca, Spain
4
bedrooms
2
bathrooms
70 m²
interior
74 m²
plot
Apartment
property type
7 Jun 2026
listed
The Habio take
AI summaryThis charming 70m² apartment in Palma Old Town offers stunning views of a historic church and endless refurbishment potential. Nestled in the vibrant atmosphere of Palma, it combines modern possibilities with timeless character.
- historic
- city
- renovation
Highlights
- Four bedrooms for spacious living
- Views of a historic church
- Flexible layout options available
- Vibrant Old Town location
- Opportunity for complete refurbishment
Worth knowing
- Requires complete refurbishment
- Limited outdoor space due to plot size
- No mention of lift access
Good fit for: Ideal for buyers seeking a project in a historic setting.
Lifestyle scores
- Beach
- 50
- Walkable
- 90
- Remote work
- 60
- Family
- 70
- Retirement
- 65
- Airport access
- 80
- Investment
- 75
- Luxury
- 50
- Value
- 65
About this place
Discover a hidden gem in Palma Old Town—a captivating 70m² apartment offering stunning views of a historic church. In need of a complete refurbishment, this property presents an exceptional opportunity for those with a vision to create their dream living space. The spacious apartment allows for flexible layout options, while the large windows frame an enchanting view of the neighboring church, creating a serene and tranquil ambiance. Embrace the chance to blend modern comfort with the timeless charm of the past and immerse yourself in the vibrant atmosphere of Palma Old Town. Contact us today and embark on a journey to create your dream living space with views to a church.
Buying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
- 1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
- 2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
- 3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
- 4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
- 5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
- 6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
- 7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.
Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
