Unique Apartment with Private Terrace & Pool in El Terreno
€1,695,000
Spain
Apartment
property type
3 weeks ago
listed
The Habio take
AI summaryThis beautifully appointed upper-floor apartment in El Terreno features a rare private garage and a tranquil terrace garden with a swimming pool. Ideally located, it balances historic charm with modern living in this desirable neighbourhood.
- city
- luxury
- walkable
- garden
- pool
Highlights
- Private garage for convenience
- 109 sqm garden patio with swimming pool
- Upper-floor residence with historic character
- Desirable El Terreno location
- Blend of contemporary comfort and charm
Worth knowing
- Upper floor may require stairs
- Limited space for large families
Good fit for: Ideal for those seeking a blend of history and modernity in a vibrant neighbourhood.
Lifestyle scores
- Beach
- 80
- Walkable
- 85
- Remote work
- 70
- Family
- 60
- Retirement
- 65
- Airport access
- 60
- Investment
- 75
- Luxury
- 80
- Value
- 70
About this place
Nestled in the charming and increasingly sought-after neighborhood of El Terreno, this unique upper-floor residence perfectly blends historic character with contemporary comfort. From street level, the property offers a highly valuable private garage-an exceptional feature in this area-as well as a private entrance leading to a 109 garden patio with swimming pool, creating a peaceful […]
Buying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
- 1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
- 2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
- 3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
- 4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
- 5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
- 6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
- 7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.
Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
