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Three-Bed Apartment with Guaranteed Rental Income in Estepona

€217,400€2,787/m²

Estepona, Málaga, Spain

  • 3

    bedrooms

  • 1

    bathroom

  • 78 m²

    interior

  • Apartment

    property type

  • 2 weeks ago

    listed

The Habio take

AI summary

This three-bedroom apartment in Estepona offers a strong rental income guarantee, making it an ideal investment opportunity. Located in the heart of Estepona town, it provides easy access to local amenities and the vibrant lifestyle of the Costa del Sol.

  • investment
  • city
  • walkable

Highlights

  • Three bedrooms
  • Current rental income guarantee
  • Central Estepona location
  • Total area of 78 square metres
  • Freehold property after 2029

Worth knowing

  • Current tenant in place until 2029
  • Limited personal use until contract ends

Good fit for: Ideal for investors seeking a stable rental income.

Lifestyle scores

Beach
80
Walkable
85
Remote work
60
Family
70
Retirement
65
Airport access
70
Investment
75
Luxury
50
Value
65

About this place

This is a three-bedroom apartment situated on the third floor, spanning 78 square metres, and currently rented out at €858 per month. The rental contract was initiated in 2022 and is set to conclude in 2029, with insurance in place to secure this income, making it a sound investment.

The property will be sold with the current tenant in place, allowing for a stable income stream until the contract ends. After this period, you are free to use the property as you wish. With its location in the heart of Estepona, you’ll enjoy the lively local atmosphere and close proximity to shops, restaurants, and other amenities.

Where you’ll be

Estepona, Málaga, Spain

Location is approximate — exact address is confirmed by the agent.

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Buying property in Spain

Full guide →

Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.

  • Spain ended its Golden Visa property route in April 2025.

  • Non-resident mortgages are widely available, typically 60–70% LTV.

  • Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax.

Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.

General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference

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