Three-Bedroom House with Spacious Garden in Cala Figuera
€539,000€3,455/m²
Cala Figuera, Cala Figuera, Spain
3
bedrooms
2
bathrooms
156 m²
interior
274 m²
plot
House
property type
7 Jun 2026
listed
The Habio take
AI summaryThis charming townhouse offers three bedrooms and a generous garden in the peaceful neighbourhood of Cala Figuera. Enjoy quick access to the harbour, shops, and dining options, all within a short stroll of five minutes.
- family
- garden
- walkable
- coastal
- quiet
Highlights
- Three bedrooms, two bathrooms
- Spacious garden space
- Quiet residential street
- Close to harbour and amenities
- Less than 5 minutes to shops and restaurants
Worth knowing
- Car likely needed for exploring further attractions
- Potential upkeep with a large garden
Good fit for: Ideal for families or those seeking a tranquil lifestyle near the coast.
Lifestyle scores
- Beach
- 70
- Walkable
- 80
- Remote work
- 60
- Family
- 75
- Retirement
- 65
- Airport access
- 60
- Investment
- 70
- Luxury
- 65
- Value
- 75
About this place
This townhouse is located in a quiet residential street in Cala Figuera. The harbor, shops, bars and restaurants are still less than 5 minutes away by foot.
Buying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
- 1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
- 2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
- 3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
- 4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
- 5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
- 6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
- 7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.
Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
