3 Bedroom Finca - Cortijo For Sale In Estepona
€550,000€3,090/m²
Andalusia, Spain
3
bedrooms
3
bathrooms
178 m²
interior
Farm
property type
1 week ago
listed
About this place
Situated just 3kms inland from Estepona, this charming finca combines living in a natural surrounding with the practicality of proximity to the coast and a towncentre. The property has a large private parking area at the entrance and the land is gated and fenced. From the driveway we reach the front door which opens onto the cozy living room with fireplace and acces to the outdoor pool area. The kitchen is fully equipped and leads onto the wonderful and spacious covered terrace with views over the pool and the surrounding landscape, perfect for outdoor dining. There is an office and two guest bedrooms, currently in use as another office and a store room, as well as a guest bathroom and a separate WC. Lastly, there is the spacious masterbedroom with access to the terrace, a walk-in wardrobe and en-suite bathroom. The outdoor space is lovely with plenty of covered and open terrace area as well as a pergola area with barbecue at one end of the pool. There is an additional separate storage room or workshop and the property has its own solar installation. The rest of the land slopes down to a small river and there is still some space to either extend the garden or to cultivate fruit & vegetables on either the main plateau or on the slope down. Complete with a fully granted AFO certificate, this property offers authentic country charm with immediate access to town amenities.
Buying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
Spain ended its Golden Visa property route in April 2025.
Non-resident mortgages are widely available, typically 60–70% LTV.
Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax.
Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference


