3 Bedroom Middle Floor Apartment For Sale In Estepona
€260,000€3,133/m²
Andalusia, Spain
3
bedrooms
1
bathroom
83 m²
interior
Apartment
property type
1 week ago
listed
About this place
Spacious 3-bedroom, 1-bathroom apartment with 83 m² built and a terrace, located in the heart of Estepona. A very practical, well-laid-out middle-floor home, ideal as a permanent residence or investment, in one of the most central areas with the best value for money in the town, steps from every amenity. The location is very convenient: close to the centre of Estepona, the old town and the beach, with supermarkets, schools, shops, public transport and the seafront promenade a short distance away. Estepona combines the charm of an Andalusian town with all the services of a modern city. Málaga airport is around 50 minutes away and Marbella about 20 minutes by car. An excellent opportunity to acquire a spacious, well-located home in Estepona at a very competitive price, ideal for families or rental investment.
Buying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
Spain ended its Golden Visa property route in April 2025.
Non-resident mortgages are widely available, typically 60–70% LTV.
Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax.
Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
