3 Bedroom Top Floor Apartment For Sale In Estepona
€415,000€4,611/m²
Andalusia, Spain
3
bedrooms
1
bathroom
90 m²
interior
Apartment
property type
6 days ago
listed
About this place
Top Floor Apartment, Estepona, Costa del Sol. 3 Bedrooms, 1 Bathroom, Built 90 m², Terrace 15 m². Setting : Town, Close To Port, Close To Shops, Close To Sea, Close To Town, Close To Schools, Close To Marina. Condition : Fair. Views : Mountain, Street. Features : Fitted Wardrobes, Near Transport, Near Church, Fiber Optic. Furniture : Optional. Kitchen : Fully Fitted. Security : Entry Phone. Utilities : Electricity, Drinkable Water, Telephone, Gas. Category : Holiday Homes, Investment, Resale.
Buying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
Spain ended its Golden Visa property route in April 2025.
Non-resident mortgages are widely available, typically 60–70% LTV.
Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax.
Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
