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Stunning 3-Bedroom Villa with Pool in Montinhos da Luz

€895,000€5,265/m²

Lagos, Algarve, Portugal

  • 3

    bedrooms

  • 2

    bathrooms

  • 170 m²

    interior

  • 890 m²

    plot

  • Villa

    property type

  • 29 May 2026

    listed

The Habio take

AI summary

This beautiful 3-bedroom villa in Montinhos da Luz features a pool and a self-contained apartment, making it ideal for family living or as a holiday retreat. Located in the picturesque town of Luz, it offers a serene atmosphere close to stunning beaches and a vibrant culinary scene.

  • beach
  • coastal
  • family
  • retirement
  • investment
  • garden
  • pool
  • quiet

Highlights

  • Three spacious bedrooms
  • Private swimming pool
  • Self-contained apartment
  • Exclusive Montinhos da Luz location
  • Proximity to beautiful Praia da Luz
  • Generous garden and outdoor terrace

Worth knowing

  • EPC rating pending
  • Exact location details not provided

Good fit for: Perfect for families or those looking for a holiday home in a peaceful coastal setting.

Lifestyle scores

Beach
90
Walkable
65
Remote work
60
Family
80
Retirement
85
Airport access
70
Investment
75
Luxury
70
Value
60

About this place

Beautiful 3-bedroom villa in Lagos, Algarve.

This beautiful detached villa with a pool is situated in an exclusive location in Luz. It comprises a three bedroom main house and a 1/2-bedroom self-contained apartment on one of the most sought-after roads in Montinhos da Luz in the Western Algarve. Given its location, properties of this kind rarely come to market.

Montinhos da Luz, nestled in the charming town of Luz, is renowned for its tranquillity, natural beauty, and enviable lifestyle. Praia da Luz offers a perfect blend of relaxation and excitement, from its idyllic beaches to its vibrant culinary scene. Whether you seek strolls along the coastline or engage in water sports.

This property offers a functional and easy-to-maintain permanent home or second holiday home for the whole family.

EPC is pending.

Please note that all distances and measurements are approximate and, for security reasons, do not represent the property's exact location. For more information on the precise location of the property and its surrounding area, please contact the listed Property Adviser.

Features: Air Conditioning, Balcony, Coastal, Garden, Swimming Pool, Terrace, Town/City, Village, Private Parking, Garden View

Where you’ll be

Lagos, Algarve, Portugal

Location is approximate — exact address is confirmed by the agent.

Open in Google Maps
PT

Buying property in Portugal

Full guide →

Portugal is open to foreign buyers with no restrictions on ownership. A NIF (tax number) and Portuguese bank account are required, and most buyers engage an independent lawyer to handle searches, contracts, and the public deed.

  1. 1

    Get a NIF

    Apply for a Portuguese tax number (Número de Identificação Fiscal). Non-EU residents need a fiscal representative.

  2. 2

    Open a bank account

    Open a local account to handle the deposit, taxes, and ongoing utility payments.

  3. 3

    Engage a lawyer

    Hire an independent lawyer (not the seller's) to run title and planning searches.

  4. 4

    Sign the CPCV

    Promissory contract (Contrato de Promessa de Compra e Venda) with a deposit, typically 10–30%.

  5. 5

    Final searches & funds

    Lawyer confirms clean title; you transfer the balance and pay IMT and stamp duty before completion.

  6. 6

    Escritura (deed)

    Sign the public deed at a notary or via online platform Casa Pronta. Keys handed over.

  7. 7

    Register the property

    Lawyer registers the new ownership at the Land Registry (Conservatória do Registo Predial).

The Golden Visa programme no longer accepts residential real estate as a qualifying investment (changed 2023). Mortgages are available to non-residents, typically up to 60–70% LTV.

General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference

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