Seafront Apartments with Cathedral Views in Palma de Mallorca
€1,895,000€19,337/m²
Palma de Mallorca, Palma de Mallorca, Spain
2
bedrooms
2
bathrooms
98 m²
interior
Apartment
property type
2 weeks ago
listed
The Habio take
AI summaryThis listing features two adjacent apartments that can be unified into a spacious 98 m² residence, ideally located on the seafront promenade of Palma de Mallorca. Enjoy stunning views of the iconic cathedral while surrounded by the vibrant culture and lifestyle of the city.
- beach
- city
- investment
- luxury
Highlights
- Dual apartments with unification potential
- Stunning views of the cathedral
- Prime seafront location
- Centrally located near amenities
- Ideal for a bespoke living experience
Worth knowing
- Potential renovation required for unification
- Limited outdoor space
Good fit for: Ideal for buyers seeking a unique living space in a vibrant coastal city.
Lifestyle scores
- Beach
- 90
- Walkable
- 75
- Remote work
- 70
- Family
- 60
- Retirement
- 70
- Airport access
- 85
- Investment
- 80
- Luxury
- 75
- Value
- 65
About this place
Two adjacent apartments are offered with the possibility of unifying them to create a spacious 98 m² apartment. This property stands out for its privileged location on the seafront promenade, with stunning views that include the emblematic cathedral.
Buying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
- 1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
- 2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
- 3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
- 4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
- 5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
- 6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
- 7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.
Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
