Luxurious Three-Floor Villa with Rooftop Terrace in Santa Ponça
€3,300,000
Spain
Villa
property type
5 days ago
listed
The Habio take
AI summaryThis under-construction villa in Santa Ponça is designed for luxury living, featuring a spacious layout across three floors and a stunning rooftop terrace. Located in a prime area of Mallorca, it offers a perfect blend of elegance and convenience.
- luxury
- beach
- new build
- family
- investment
Highlights
- Generous usable area of approximately 614 sqm
- Modern open-plan living, dining, and kitchen spaces
- Rooftop terrace with potential for panoramic views
- Plot size of around 1300 sqm for privacy and outdoor space
Worth knowing
- Construction still ongoing
- Buyer may need to wait for completion
Good fit for: Ideal for those seeking a luxury home in a vibrant coastal area.
Lifestyle scores
- Beach
- 85
- Walkable
- 65
- Remote work
- 70
- Family
- 75
- Retirement
- 70
- Airport access
- 80
- Investment
- 80
- Luxury
- 90
- Value
- 60
About this place
Welcome to your future dream villa in the heart of Santa Ponça. Nestled on a plot of approximately 1300 sqm, this luxurious property is designed across three floors plus a stunning rooftop terrace, the villa boasts a generous usable area of around 614 sqm. The ground floor presents a seamless open-plan living, dining, and kitchen […]
Buying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
- 1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
- 2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
- 3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
- 4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
- 5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
- 6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
- 7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.
Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
