Exceptional Rustic Finca with Panoramic Views in Inca
€3,400,000€5,191/m²
Inca, Inca, Spain
6
bedrooms
5
bathrooms
655 m²
interior
9 m²
plot
Farm
property type
2 weeks ago
listed
The Habio take
AI summaryThis stunning rustic finca boasts panoramic views and is designed by its architect owner, providing a unique living experience. Located in the prestigious area of Inca, it offers both luxury and convenience within a gated community.
- luxury
- garden
- family
- countryside
Highlights
- Six spacious bedrooms
- Five modern bathrooms
- Large internal area of 655 m²
- Set on a private 9.4 m² plot
- One minute from new paddle court
- Located in a gated community
Worth knowing
- Higher price point may limit budget
- Gated community rules may apply
Good fit for: Ideal for families or those seeking a luxury retreat.
Lifestyle scores
- Beach
- 0
- Walkable
- 50
- Remote work
- 65
- Family
- 80
- Retirement
- 75
- Airport access
- 60
- Investment
- 70
- Luxury
- 85
- Value
- 40
About this place
This exceptional rustic finca, designed and built by its architect owner, is set within a gated and prestigious private community, surrounded by luxury residences and just one minute from a new paddle court, offering both exclusivity and convenience.
Buying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
- 1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
- 2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
- 3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
- 4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
- 5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
- 6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
- 7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.
Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
