Renovated 3-Bedroom Apartment with Large Terrace in Santa Ponsa
€395,000€4,158/m²
Santa Ponsa, Santa Ponsa, Spain
3
bedrooms
1
bathroom
95 m²
interior
33 m²
plot
Apartment
property type
2 weeks ago
listed
The Habio take
AI summaryThis renovated three-bedroom apartment boasts 95m² of living space, complete with a large sunny terrace perfect for outdoor gatherings. Located in the sought-after residential area of Santa Ponsa, it offers convenience and a vibrant lifestyle near the coast.
- investment
- garden
- coastal
- family
Highlights
- Three well-sized bedrooms
- Large sunny terrace for entertaining
- Air conditioning in all rooms
- Investment opportunity with existing tenant
- Modern bathroom with walk-in shower
Worth knowing
- Single bathroom may be limiting for larger families
- Close proximity to other residences may not suit those seeking privacy
Good fit for: Ideal for investors or families seeking a comfortable home in a lively area.
Lifestyle scores
- Beach
- 80
- Walkable
- 75
- Remote work
- 65
- Family
- 70
- Retirement
- 60
- Airport access
- 70
- Investment
- 75
- Luxury
- 60
- Value
- 65
About this place
This apartment offers 95m² of living space, featuring three bedrooms, one bathroom with a walk-in shower, and a guest toilet. The highlight of the property is the large sunny terrace, perfect for cozy barbecue evenings. Air conditioning units are installed in all rooms.
Buying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
- 1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
- 2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
- 3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
- 4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
- 5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
- 6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
- 7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.
Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
