Spacious Five-Bed Flat with Terrace in Central Inca
€725,000€2,071/m²
Inca, Inca, Spain
5
bedrooms
2
bathrooms
350 m²
interior
101 m²
plot
House
property type
2 weeks ago
listed
The Habio take
AI summaryThis expansive five-bedroom flat offers 380 m² of living space and a generous terrace of 90 m², providing ample room for relaxation and entertaining. Located in the heart of Inca, you’ll enjoy the blend of urban convenience and peaceful surroundings.
- city
- family
- quiet
- investment
Highlights
- Five spacious bedrooms
- Bright living area
- Large 90 m² terrace
- Tranquil estate with few neighbours
- Central location in Inca
Worth knowing
- Limited outdoor space due to plot size
- Higher price point for the local market
Good fit for: Ideal for families or professionals seeking space and privacy in a central location.
Lifestyle scores
- Beach
- 30
- Walkable
- 75
- Remote work
- 65
- Family
- 80
- Retirement
- 60
- Airport access
- 50
- Investment
- 70
- Luxury
- 75
- Value
- 55
About this place
Spacious and bright flat of 380 m² living space and 90 m² terrace, located in the heart of Inca. It is an estate with very few neighbours, which guarantees tranquillity and privacy.
Buying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
- 1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
- 2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
- 3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
- 4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
- 5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
- 6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
- 7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.
Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
