Spacious Plot with Finca Project near Santa Maria del Camí
€1,200,000
Spain
Land
property type
2 days ago
listed
The Habio take
AI summaryThis expansive plot near Santa Maria del Camí presents an exciting opportunity to develop a beautifully designed finca. Located in the serene countryside, it offers the chance to customise the project to personal taste, with the option for full completion available.
- countryside
- investment
- renovation
Highlights
- Large plot size
- Customisable finca project
- Peaceful countryside setting
- Near Santa Maria del Camí
- Completion option available
Worth knowing
- License currently awaiting approval
Good fit for: Ideal for buyers looking to create a personalised countryside retreat.
Lifestyle scores
- Beach
- 0
- Walkable
- 40
- Remote work
- 50
- Family
- 60
- Retirement
- 70
- Airport access
- 70
- Investment
- 75
- Luxury
- 65
- Value
- 80
About this place
An excellent opportunity to acquire a plot with a beautifully designed finca project in the peaceful countryside just outide of Santa Maria del Camí. Currently awaiting license, the project is offered at this stage, allowing for adjustments to suit personal preferences. There is also the option to purchase the property fully completed. The plot measures […]
Buying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
- 1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
- 2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
- 3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
- 4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
- 5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
- 6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
- 7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.
Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
