Unique Apartment with Private Terrace & Pool in El Terreno

€1,695,000

Spain

Apartment
property type
3 days ago
listed

The Habio take

AI summary

This beautifully appointed upper-floor apartment in El Terreno features a rare private garage and a tranquil terrace garden with a swimming pool. Ideally located, it balances historic charm with modern living in this desirable neighbourhood.

city
luxury
walkable
garden
pool

Highlights

Private garage for convenience
109 sqm garden patio with swimming pool
Upper-floor residence with historic character
Desirable El Terreno location
Blend of contemporary comfort and charm

Worth knowing

Upper floor may require stairs
Limited space for large families

Good fit for: Ideal for those seeking a blend of history and modernity in a vibrant neighbourhood.

Lifestyle scores

Beach: 80
Walkable: 85
Remote work: 70
Family: 60
Retirement: 65
Airport access: 60
Investment: 75
Luxury: 80
Value: 70

About this place

Nestled in the charming and increasingly sought-after neighborhood of El Terreno, this unique upper-floor residence perfectly blends historic character with contemporary comfort. From street level, the property offers a highly valuable private garage-an exceptional feature in this area-as well as a private entrance leading to a 109 garden patio with swimming pool, creating a peaceful […]

Buying property in Spain

Full guide →

Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.

1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.

Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.

General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference