Luxury Apartment with Private Terrace in Santa Ponça
€1,668,300
Spain
Apartment
property type
3 days ago
listed
The Habio take
AI summaryThis luxury apartment in Santa Ponça features a private terrace and first occupancy within a high-standing community. Enjoy the beautifully landscaped green areas and swimming pool while being situated in Mallorca’s desirable southwest region.
- luxury
- pool
- garden
- walkable
- coastal
Highlights
- Private terrace for outdoor relaxation
- Large community pool and solarium
- Secure parking for vehicles
- First occupancy in a new development
- Surrounded by extensive green spaces
Good fit for: Ideal for those seeking a luxurious lifestyle in a tranquil setting.
Lifestyle scores
- Beach
- 90
- Walkable
- 80
- Remote work
- 70
- Family
- 75
- Retirement
- 80
- Airport access
- 75
- Investment
- 85
- Luxury
- 90
- Value
- 60
About this place
This luxury flat in Santa Ponça offers first occupancy in a privileged location in the southwest area. Located within a high standing community with large green areas, swimming pool and solarium, as well as a large parking area where you can leave your vehicles with maximum security. This development consists of 24 luxury 4-bedroom homes […]
Buying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
- 1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
- 2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
- 3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
- 4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
- 5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
- 6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
- 7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.
Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
