Spacious Four-Bed Apartment in Sought-After Santa Catalina
€630,000€4,599/m²
Santa Catalina, Santa Catalina, Spain
4
bedrooms
2
bathrooms
137 m²
interior
85 m²
plot
Apartment
property type
2 weeks ago
listed
The Habio take
AI summaryThis roomy four-bedroom apartment offers 137 m² of living space in the highly desirable Santa Catalina district of Palma, renowned for its vibrant atmosphere and cultural richness. With an appealing blend of urban convenience and charm, this property is perfect for those looking to immerse themselves in city life.
- city
- family
- walkable
Highlights
- Four spacious bedrooms
- 137 m² internal area
- Located in a vibrant neighbourhood
- Proximity to local shops and cafes
- Cultural attractions nearby
Worth knowing
- No parking mentioned
- Potential for street noise in urban setting
Good fit for: Ideal for families or those who enjoy city living and community engagement.
Lifestyle scores
- Beach
- 50
- Walkable
- 90
- Remote work
- 70
- Family
- 75
- Retirement
- 65
- Airport access
- 80
- Investment
- 85
- Luxury
- 70
- Value
- 60
About this place
Opportunity to live in one of the most sought after areas of Palma centre.
Buying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
- 1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
- 2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
- 3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
- 4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
- 5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
- 6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
- 7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.
Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
