Stunning Finca with Traditional Features near Santa Maria Del Cami
€3,800,000
Spain
Farm
property type
5 days ago
listed
The Habio take
AI summaryThis beautifully maintained Finca is a blend of traditional Majorcan charm and modern comfort, featuring a stone facade and high ceilings. Located in Santa Maria Del Cami, it benefits from a serene setting just under 30 minutes from Palma city.
- countryside
- family
- retirement
- investment
Highlights
- Built in 2018 with traditional Majorcan details
- High ceilings and exposed wooden beams
- Private large plot with stunning views
- Less than 30 minutes from Palma
- Rustic charm with modern amenities
Worth knowing
- Car likely needed for daily errands
- No specific amenities listed
Good fit for: Ideal for those seeking a peaceful retreat with rustic charm close to urban amenities.
Lifestyle scores
- Beach
- 50
- Walkable
- 40
- Remote work
- 60
- Family
- 75
- Retirement
- 80
- Airport access
- 70
- Investment
- 75
- Luxury
- 85
- Value
- 65
About this place
We are delighted to present this stunning Finca located in Santa Maria Del Cami, less than 30 minutes from Palma city. This beautifully property built in 2018, retains traditional Majorcan details such as a stone facade, high ceilings, exposed wooden beams and fireplaces, adding to the charm of a rustic home. Situated in a private […]
Buying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
- 1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
- 2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
- 3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
- 4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
- 5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
- 6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
- 7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.
Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
