Chic 3-Bedroom Apartment in Sant Francesc, Valencia

€950,000€7,851/m²

3
bedrooms
2
bathrooms
121 m²
interior
Apartment
property type
19 May 2026
listed

The Habio take

AI summary

This recently renovated 121 m² apartment features three bright bedrooms and high-quality modern finishes, making it an attractive option for comfortable city living. Located in the vibrant Sant Francesc neighbourhood, it offers a blend of elegance and accessibility.

city
luxury
walkable

Highlights

Recently renovated with high-quality finishes
Spacious and bright living areas
Well-designed layout
Located in a central and vibrant neighbourhood
Close to amenities and attractions

Worth knowing

No dedicated parking mentioned
Potential for street noise in central location

Good fit for: Ideal for those seeking a stylish and comfortable city apartment.

Lifestyle scores

Beach: 50
Walkable: 85
Remote work: 70
Family: 60
Retirement: 65
Airport access: 80
Investment: 75
Luxury: 80
Value: 70

About this place

Completely renovated 153 m² property : 3 bedrooms, very bright and exterior , with an excellent layout, high-quality finishes and a modern design that combines spaciousness, comfort and elegance

Buying property in Spain

Full guide →

Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.

1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.

Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.

General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference