Three-Bedroom Villa with Private Pool in Santiago de la Ribera
€390,000€3,645/m²
Santiago de la Ribera, Murcia, Spain
3
bedrooms
3
bathrooms
107 m²
interior
Villa
property type
1 week ago
listed
The Habio take
AI summaryThis terraced villa features three bedrooms and three bathrooms, accompanied by a private swimming pool, making it perfect for relaxing outdoors. Located in Santiago de la Ribera, known for its coastal charm and proximity to stunning beaches in the Murcia region of Spain.
- beach
- family
- pool
- quiet
Highlights
- Three spacious bedrooms
- Three modern bathrooms
- Private swimming pool
- Parking space on own plot
- Two floors plus roof terrace
- Private and pedestrian entrances
Worth knowing
- Potential for noise from neighbouring villas
- Limited internal area may not suit large families
Good fit for: Ideal for families or those seeking a holiday home near the beach.
Lifestyle scores
- Beach
- 80
- Walkable
- 65
- Remote work
- 60
- Family
- 70
- Retirement
- 55
- Airport access
- 75
- Investment
- 65
- Luxury
- 70
- Value
- 80
About this place
Terraced villa provided with 3 Bedrooms and 3 Bathrooms, private swimming pool and parking space on own plot.
Each villa is thoughtfully laid out over two floors plus a roof terrace, ideal for sunbathing or entertaining.
The private parking is accessed from the rear, so the car is not right next to the pool, there is a separate pedestrian entrance at the front.
This layout ensures optimum privacy and easy access, whilst maximising the use of outdoor space.
Where you’ll be
Santiago de la Ribera, Murcia, Spain
Location is approximate — exact address is confirmed by the agent.
Open in Google MapsBuying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
- 1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
- 2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
- 3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
- 4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
- 5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
- 6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
- 7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.
Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
