Modern Three-Bed Apartment in Lively Lo Pagán
€949,900€8,558/m²
Lo Pagan, Murcia, Spain
3
bedrooms
3
bathrooms
111 m²
interior
Apartment
property type
1 week ago
listed
The Habio take
AI summaryThis stylish three-bedroom apartment in Lo Pagán boasts three bathrooms and access to a communal swimming pool. Lo Pagán is a vibrant coastal town, offering a range of shops, restaurants, and easy access to the beach.
- beach
- coastal
- family
- investment
- rental income
Highlights
- Three spacious bedrooms
- Three modern bathrooms
- Communal swimming pool
- Optional underground parking
- Close to the beach and promenade
- Lively local amenities
Worth knowing
- No terrace on the property
- Parking is optional, may require additional fees
Good fit for: Ideal for anyone seeking a vibrant coastal lifestyle with modern amenities.
Lifestyle scores
- Beach
- 85
- Walkable
- 80
- Remote work
- 60
- Family
- 70
- Retirement
- 65
- Airport access
- 70
- Investment
- 75
- Luxury
- 70
- Value
- 65
About this place
Apartment without terrace provided with 3 Bedrooms and 3 Bathrooms, communal swimming pool and optional underground parking & storage room.
Each home can optionally include a garage and storage unit. Lo Pagán itself is a lively coastal town with shops, restaurants, medical facilities, and a beachfront promenade. The beach is within walking distance, while nearby towns such as San Pedro del Pinatar and Murcia Airport are approximately 20–30 minutes away.
Where you’ll be
Lo Pagan, Murcia, Spain
Location is approximate — exact address is confirmed by the agent.
Open in Google MapsBuying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
- 1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
- 2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
- 3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
- 4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
- 5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
- 6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
- 7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.
Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
