Coastal Two-Bed Apartment with Garden in Lo Pagan
€515,000€7,357/m²
Lo Pagan, Murcia, Spain
2
bedrooms
1
bathroom
70 m²
interior
Apartment
property type
1 week ago
listed
The Habio take
AI summaryThis two-bedroom apartment features its own garden and stunning sea views, situated directly on the beach in Lo Pagan, Murcia. With a communal swimming pool and elegant design, this property offers a desirable coastal lifestyle.
- beach
- coastal
- investment
- luxury
Highlights
- Frontline beach location
- Beautiful sea views
- Private garden space
- Communal swimming pool
- Underground parking included
Worth knowing
- Higher price point for the area
- Limited internal space at 70 m²
Good fit for: Ideal for beach lovers seeking a stylish coastal retreat.
Lifestyle scores
- Beach
- 90
- Walkable
- 70
- Remote work
- 60
- Family
- 50
- Retirement
- 70
- Airport access
- 65
- Investment
- 75
- Luxury
- 80
- Value
- 65
About this place
Apartment with garden provided with 2 Bedrooms and 1 Bathrooms, communal swimming pool and underground parking space.
This frontline project features penthouses and apartments with 1, 2, and 3 bedrooms. The 21 units are impeccably designed and elegantly distributed across three-story blocks, giving the residence the perfect orientation to capture breathtaking sea views.
Situated frontline to the beach in Lo Pagan
Buying property in Spain
Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
- 1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
- 2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
- 3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
- 4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
- 5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
- 6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
- 7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.
Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
