Moving to Croatia: relocation & visa guide
Croatia is an increasingly popular destination for expats, known for its beautiful coastline, rich culture, and growing economy.
This guide will help you navigate the relocation process, visa options, and practical steps to settle in Croatia.
Who Moves to Croatia and Why
Croatia attracts a diverse range of people, including retirees, remote workers, and those seeking a change of lifestyle.
Many are drawn by the country's pleasant climate, stunning landscapes, and relatively low cost of living compared to Western Europe.
Visa Requirements for EU/EEA and Non-EU Citizens
EU/EEA citizens do not need a visa to live and work in Croatia; they may stay for up to 90 days without formalities.
Non-EU citizens typically require a visa, such as a residence or work visa, to move to Croatia. There are also avenues for digital nomads and retirees.
Path to Residency and Citizenship
After obtaining a visa, you can apply for temporary residency, which can later lead to permanent residency after a certain period of stay.
To apply for citizenship, you generally need to have resided in Croatia for a specific number of years.
First Practical Steps
Once settled, you’ll typically need to apply for a tax number and open a local bank account, which are essential for everyday transactions.
It is advisable to consult a local lawyer for guidance on these processes.
Tax Residency Basics
Becoming a tax resident in Croatia generally requires you to spend more than 183 days in the country each year, but specific situations can vary.
Consult a qualified accountant to understand your tax obligations and potential liabilities.
Healthcare System
Croatia's healthcare system is accessible to residents and expats, and registering with health insurance is essential for services.
Ensure you have health insurance coverage to access public healthcare services.
Education for Families
Croatia has a variety of schooling options, including public schools, private schools, and international schools, particularly in larger cities.
Parents should look into the different curricula and admission processes for international schools if they wish for their children to study in English.
Cost of Living and Timeline
The cost of living in Croatia is generally lower than in many Western European countries. Key monthly expenses will include housing, food, and transportation.
Planning your move can take several months; expect to spend 3-6 months from research to settling in.
Frequently asked questions
Do I need a visa to move to Croatia?
EU/EEA citizens do not require a visa, while non-EU citizens typically need a residence or work visa.
What are the first steps after moving to Croatia?
You should apply for a tax number and open a local bank account, usually with the help of a local lawyer.
How does the healthcare system work for expats?
Expats in Croatia must register for health insurance to access public healthcare services.
How long until I can apply for citizenship?
You may apply for citizenship after several years of residency, though specific requirements can differ.
Is the cost of living high in Croatia?
The cost of living is generally lower than in many Western European countries, but it varies by region.
This guide is general information, not legal, tax or immigration advice. Rules change — verify the current position with official sources and a qualified professional before acting. Last reviewed June 2026.