Luxurious 3-Bedroom Villa with Sea Views in Loulé, Algarve
€990,000
Villa in Loule, Central Algarve, Central Algarve, PT
- 3 bed
- 2 bath
- 195 m²
- villa
The Habio take
AI summaryThis stunning three-bedroom villa boasts breathtaking sea views from its elevated position in Loulé, Central Algarve. Completely renovated using high-quality materials, it combines luxurious living with convenient access to local amenities, restaurants, beaches, and golf courses.
- luxury
- beach
- golf
- family
- retirement
- investment
Highlights
- Stunning sea and coastal views from multiple terraces
- High-quality finishes and modern design
- Private swimming pool and outdoor kitchen
- Flexible living spaces with potential for a third bedroom
- Eco-friendly features including photovoltaic panels
- Close proximity to amenities and leisure activities
Worth knowing
- Steep access to the property may not suit everyone
- The price point may be high for some buyers
Good fit for: Ideal for those seeking a luxurious lifestyle in a prime Algarve location.
Lifestyle scores
- Beach
- 80
- Walkable
- 65
- Remote work
- 80
- Family
- 75
- Retirement
- 90
- Airport access
- 70
- Investment
- 85
- Luxury
- 90
- Value
- 60
About this place
This exceptional, easy-to-maintain property sits high on the hills, offering some of the most breathtaking sea and coastal views the Algarve has to offer. Perfectly positioned in one of the regions most sought-after areas, it provides a luxurious lifestyle within easy reach of all amenities, shops, restaurants, beaches, and golf courses. The semi-detached house was completely renovated in 2021 and 2024 using top-quality materials throughout. The spacious open-plan living and dining area features a cosy fireplace and an impressive dome ceiling with integrated LED lighting, creating an elegant atmosphere while framing panoramic views stretching from Faro to Vilamoura. The modern, fully fitted kitchen with breakfast bar includes high-end appliances, while a climate-controlled wine cellar adds a touch of sophistication. Adjacent to the living room is a snug currently serving as a library, TV room, and office — easily convertible into a third bedroom if desired. The property offers two double bedrooms with fitted wardrobes, both opening onto the south-facing sun terrace, and two luxurious bathrooms (one en-suite) featuring underfloor heating, rainfall showers, and bespoke granite vanities with sandstone basins. There are three terraces, including a large south-facing terrace running along the entire front of the house with an Jacuzzi, as well as a spacious roof terrace with pergola, outdoor kitchen, and completely unobstructed sea and coastal views. In addition, a charming courtyard garden in front of the house features a 4 x 3 m swimming pool (previously a rainwater cistern) and a covered bar area, perfect for relaxing or entertaining guests. Further highlights include a large utility and storage room, photovoltaic panels, air conditioning in all rooms, LED lighting, mains water and sewage, fibre-optic internet, and a drinking water purification system with osmotic filtration. The property forms part of a small, exclusive urbanisation with a security service and tennis court. If you are seeking a high-quality, low-maintenance home with spectacular panoramic views over the Algarve coastline, this outstanding villa is a must-see. Energy certificate class B.
Buying property in Portugal
Full guide →Portugal is open to foreign buyers with no restrictions on ownership. A NIF (tax number) and Portuguese bank account are required, and most buyers engage an independent lawyer to handle searches, contracts, and the public deed.
The buying process
- 1
Get a NIF
Apply for a Portuguese tax number (Número de Identificação Fiscal). Non-EU residents need a fiscal representative.
- 2
Open a bank account
Open a local account to handle the deposit, taxes, and ongoing utility payments.
- 3
Engage a lawyer
Hire an independent lawyer (not the seller's) to run title and planning searches.
- 4
Sign the CPCV
Promissory contract (Contrato de Promessa de Compra e Venda) with a deposit, typically 10–30%.
- 5
Final searches & funds
Lawyer confirms clean title; you transfer the balance and pay IMT and stamp duty before completion.
- 6
Escritura (deed)
Sign the public deed at a notary or via online platform Casa Pronta. Keys handed over.
- 7
Register the property
Lawyer registers the new ownership at the Land Registry (Conservatória do Registo Predial).
- NIF (tax number)
- Portuguese bank account
- Passport / ID
- Fiscal representative(optional)
Required for non-EU/EEA residents
The Golden Visa programme no longer accepts residential real estate as a qualifying investment (changed 2023). Mortgages are available to non-residents, typically up to 60–70% LTV.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference



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