Beautiful 3-bedroom villa in Lagos, Algarve.
€895,000
Lagos, Algarve, Portugal
- 3 bed
- 2 bath
- 170 m²
- Villa
About this place
Beautiful 3-bedroom villa in Lagos, Algarve. This beautiful detached villa with a pool is situated in an exclusive location in Luz. It comprises a three bedroom main house and a 1/2-bedroom self-contained apartment on one of the most sought-after roads in Montinhos da Luz in the Western Algarve. Given its location, properties of this kind rarely come to market. Montinhos da Luz, nestled in the charming town of Luz, is renowned for its tranquillity, natural beauty, and enviable lifestyle. Praia da Luz offers a perfect blend of relaxation and excitement, from its idyllic beaches to its vibrant culinary scene. Whether you seek strolls along the coastline or engage in water sports. This property offers a functional and easy-to-maintain permanent home or second holiday home for the whole family. EPC is pending. Please note that all distances and measurements are approximate and, for security reasons, do not represent the property's exact location. For more information on the precise location of the property and its surrounding area, please contact the listed Property Adviser. Features: Air Conditioning, Balcony, Coastal, Garden, Swimming Pool, Terrace, Town/City, Village, Private Parking, Garden View
Buying property in Portugal
Full guide →Portugal is open to foreign buyers with no restrictions on ownership. A NIF (tax number) and Portuguese bank account are required, and most buyers engage an independent lawyer to handle searches, contracts, and the public deed.
The buying process
- 1
Get a NIF
Apply for a Portuguese tax number (Número de Identificação Fiscal). Non-EU residents need a fiscal representative.
- 2
Open a bank account
Open a local account to handle the deposit, taxes, and ongoing utility payments.
- 3
Engage a lawyer
Hire an independent lawyer (not the seller's) to run title and planning searches.
- 4
Sign the CPCV
Promissory contract (Contrato de Promessa de Compra e Venda) with a deposit, typically 10–30%.
- 5
Final searches & funds
Lawyer confirms clean title; you transfer the balance and pay IMT and stamp duty before completion.
- 6
Escritura (deed)
Sign the public deed at a notary or via online platform Casa Pronta. Keys handed over.
- 7
Register the property
Lawyer registers the new ownership at the Land Registry (Conservatória do Registo Predial).
- NIF (tax number)
- Portuguese bank account
- Passport / ID
- Fiscal representative(optional)
Required for non-EU/EEA residents
The Golden Visa programme no longer accepts residential real estate as a qualifying investment (changed 2023). Mortgages are available to non-residents, typically up to 60–70% LTV.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
 [1024x683].jpg)
