Indonesia's Second Home and Retirement Visas: 2026 Rules

Second Home Visa (E33): who it is for

The Second Home Visa targets financially independent people who want to live in Indonesia without working locally. According to immigration consultancy Emerhub, you qualify either by depositing IDR 2 billion (roughly USD 130,000) in your own name at an Indonesian state-owned bank such as Mandiri, BNI, BRI or BTN, or by owning property in Indonesia worth at least USD 1 million held under a Hak Pakai (right-to-use) title.

The official Indonesian eVisa portal lists the Second Home stay permit at up to five years, extendable, with a fee of IDR 7,000,000 including stay and entry permits; some providers also describe a ten-year option. After approval you have 90 days to place the deposit or evidence the property, or the visa lapses.

• Deposit route: IDR 2 billion in a state-owned Indonesian bank, in your own name
• Property route: property worth USD 1 million or more, held under Hak Pakai
• Official fee: IDR 7,000,000 including stay and entry permits, per the eVisa portal

What the E33 allows, and what it does not

The visa lets you live in Indonesia and bring your spouse, children and parents as dependants for the same period, with no separate financial requirement for them.

You cannot work for an Indonesian company or earn Indonesian-source income. Remote work for a foreign employer is generally described as permitted, but take advice on your specific situation. After three years of residence you can apply for a KITAP, Indonesia's permanent stay permit.

Retirement KITAS (E33F): the pension route

The Retirement KITAS is for applicants aged 55 and over who can show pension or other income of at least USD 3,000 per month (USD 36,000 a year), according to visa agency Lets Move Indonesia. It is issued for one year and extendable to five years in total.

Practical requirements include a valid passport, a one-year lease agreement, an Indonesian sponsor and employing local domestic help. Agency packages start from around IDR 14 million. A separate five-year 'Silver Hair' variant exists for those meeting higher income requirements.

• Minimum age: 55
• Income requirement: USD 3,000 per month
• Initial one-year permit, extendable to five years in total

Which route fits which person

The choice mostly comes down to age and how your wealth is held.

• Under 55, or asset-rich rather than pension-rich: the Second Home Visa (E33)
• 55 or over with steady pension income: the Retirement KITAS (E33F)
• Neither visa permits local employment or Indonesian-source income
• Both routes involve sponsors or guarantors; most applicants use an agent, so compare fees before committing

Verify before you apply

Visa rules, fees and deposit thresholds change, and third-party summaries go out of date. The authoritative source is the Directorate General of Immigration's eVisa portal (evisa.imigrasi.go.id), where applications are made.

If a property purchase is part of your plan, remember that only certain titles and price levels count towards the E33 property route. Habio's Indonesia buyer guides explain the title types alongside its Bali listings and area guides.