Charming Ibicenco Finca with Renovation Potential in Sant Carles
€1,100,000
IBIZA, IBIZA, ES
- 1 bed
- 1 bath
- house
The Habio take
AI summaryThis delightful one-bedroom finca offers an authentic Ibicenco charm with ample renovation possibilities, making it a unique project for those looking to invest in a peaceful lifestyle. Located in the idyllic Sant Carles de Peralta area of Ibiza, this property beautifully blends rustic charm with potential luxury.
- countryside
- remote work
- investment
- retirement
Highlights
- Authentic Ibicenco architectural features
- Ample renovation possibilities
- Idyllic residential location
- Nature-centric setting
- Peaceful community atmosphere
Worth knowing
- Single bedroom may limit family appeal
- Possible renovation costs and time involved
Good fit for: Ideal for buyers seeking a project in a serene yet desirable Ibiza location.
Lifestyle scores
- Beach
- 60
- Walkable
- 40
- Remote work
- 70
- Family
- 50
- Retirement
- 85
- Airport access
- 70
- Investment
- 80
- Luxury
- 60
- Value
- 75
About this place
Beautiful, authentic Ibicenco finca with excellent renovation possibilities in an idyllic residential location, preserving the essence of rustic charm and Mediterranean lifestyle. The main house is currently divided into three bedrooms, one bathroom, living room and kitchen, while the annex offers additional possibilities and adapts to your individual needs. A home where nature, tradition, and luxury converge in perfect harmony.
Buying property in Spain
Full guide →Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
The buying process
- 1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
- 2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
- 3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
- 4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
- 5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
- 6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
- 7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.
- NIE (foreign tax number)
- Spanish bank account(optional)
Not legally required but standard practice
- Passport / ID
- Proof of funds / mortgage offer
Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
